Union Budget 2025-26 Expectations: Arun Poddar, CEO, Choice International

By: Arun Poddar, Executive Director & CEO, Choice International

“In the upcoming Union Budget 2025, there is a strong opportunity to prioritize financial inclusion, which remains a cornerstone of sustainable economic growth. Allocations toward initiatives like PM Jan Dhan Yojana can help improve access to financial services, particularly in rural and underserved regions.

Bridging the financial inclusion gap requires an emphasis on strengthening digital infrastructure, which holds immense potential to connect marginalized communities with essential financial tools. We also urge the government to prioritize financial literacy programs, ensuring individuals not only have access to financial services but also the knowledge to utilize them effectively.

Additionally, targeted financial support for small businesses and startups, especially in Tier 2 to Tier 6 cities, can foster economic self-reliance and unlock growth in regions that form the backbone of India’s small finance consumer base. Encouraging fintech collaboration and introducing tax incentives for digital financial services can accelerate these efforts, enabling a more inclusive and resilient economy.”