Dr. Kshitiz Murdia – CEO & Co-Founder of Indira IVF on the healthcare segment

“India stands at a crucial crossroads in addressing the growing challenge of infertility, which carries significant socio-economic implications. Globally, nations like South Korea and Singapore are grappling with record-low Total Fertility Rates (TFR) of 0.72 and 0.97, respectively, while within India, states such as Kerala, Tamil Nadu, and Karnataka report TFRs below replacement levels. These trends underscore the urgent need for India to act decisively to maintain its demographic stability and provide opportunities for those who aspire to achieve parenthood. The Union Budget for 2025-26 presents a critical opportunity to integrate infertility management as a core component of public healthcare.

One key measure we have been advocating for over the past 3–4 years is the integration of fertility treatments, including assisted reproductive technologies (ART), into universal health insurance schemes. Such an initiative would make these treatments financially accessible to families across socio-economic strata, alleviating a significant burden for those seeking to build a family. Additionally, offering tax exemptions or deductions on fertility treatment expenses would provide immediate relief to many couples. To ensure equity in access, investments should also be directed toward establishing ART infrastructure in underserved regions, bridging the geographical divide in reproductive healthcare.

Public awareness campaigns to establish infertility as a medical condition that can be treated are essential to combat the stigma surrounding infertility, particularly in Tier 2 and Tier 3 cities, and encourage timely medical interventions. Coupled with increased funding for research in reproductive health, these initiatives can drive innovation and improve treatment outcomes, helping more individuals fulfill their aspirations of parenthood.

The global experience with declining fertility rates serves as a warning for India to proactively address these challenges. By prioritizing infertility care in Budget 2025-26, the government can empower millions of families, promote equitable healthcare, and contribute to the nation’s socio-economic resilience. These measures align with India’s vision of a healthier, more inclusive, and progressive future, ensuring the country remains well-prepared to face both demographic and economic challenges.”

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