NPCI International Expands UPI-PayNow Linkage to Drive Cross-Border Remittances
Mumbai, July 16, 2025 – NPCI International Payments Limited (NIPL) the international arm of National Payments Corporation of India (NPCI) has further enhanced the UPI-PayNow real-time payment linkage by adding 13 more banks on the platform, extending its reach and simplifying cross-border remittances between India and Singapore. With this development, which will go live on July 17, 2025, users in both countries can remit funds to a wider base, making the service more accessible and convenient.
The expanded network for remittances to India now includes 19 banks – Bank of Baroda, Bank of India, Canara Bank, Central Bank of India, Federal Bank, HDFC Bank, IDFC FIRST Bank, IndusInd Bank, Karur Vysya Bank, Kotak Mahindra Bank, Punjab National Bank, South Indian Bank, and UCO Bank alongside Axis Bank, DBS Bank India, ICICI Bank, Indian Bank, Indian Overseas Bank, and State Bank of India.
Recipients in India can receive remittances from Singapore in their accounts held with any of these 19 banks through their preferred UPI enabled apps such as BHIM, Google Pay and PhonePe, as well as bank apps. Outward remittances from India to Singapore is available through Canara Bank, HDFC Bank and Karur Vysya Bank along with ICICI Bank, Indian Bank, Indian Overseas Bank and State Bank of India. In Singapore, customers of DBS SG and Liquid Group can avail this service.
The UPI-PayNow service was launched as a joint initiative between the Reserve Bank of India (RBI) and the Monetary Authority of Singapore (MAS). It facilitates real-time cross-border fund transfers between individuals, where Indian users can receive funds via UPI ID and send funds to users in Singapore via their mobile number or Virtual Payment Address (VPAs). As the world’s first cloud-based, real-time cross-border payment system, the initiative is a pioneering step in global payment connectivity.
This development is particularly beneficial for the Indian diaspora in Singapore, including migrant workers and students, bringing the ease of digital payments to everyday remittances. UPI is already accepted via QR codes at select merchant outlets in Singapore, further extending its utility.
Ritesh Shukla, MD & CEO, NPCI International said, “The expansion of the UPI-PayNow linkage marks a step forward in strengthening cross-border payment infrastructure. By enabling access to more banks in India, we are deepening the reach of real-time remittances and supporting greater financial connectivity between the two countries. This brings added convenience to users through a seamless and trusted platform”.
UPI-PayNow integration enables real-time cross-border remittance transactions, with funds reaching the recipient’s bank account within seconds. The service leverages strong security protocols to ensure safe and reliable transfers. It is ideal for small and frequent remittances, providing users with a convenient and cost-effective way to send and receive money anytime.
Gurugram Property Prices Soar 67% in 2 Years; Dwarka Expressway Leads Demand for Premium Homes
Gurugram’s real estate market is witnessing robust growth, as highlighted in the MagicBricks PropIndex report for Q2 2025. Between Q2 2023 and Q2 2025, the city has recorded a 67% surge in the average prices of residential properties.
In the April–June quarter of 2025, properties in Gurugram were selling at an average rate of ₹16,186 per square foot — marking a sharp rise from ₹9,718 per square foot in Q2 2023.
The significant rise in property prices reflects strong demand for premium housing across Gurugram’s key micro-markets, including Dwarka Expressway, Golf Course Road Extension, Sohna Road, and New Gurugram.
These areas have emerged as real estate hotspots, driven by ongoing infrastructure upgrades, improved connectivity, and the growing preference for modern, well-planned residential communities.
According to the report, Dwarka Expressway has emerged as the most sought-after micro-market in the region, with average property rates touching ₹16,600 per square foot.
This surge in demand on Dwarka Expressway is largely fuelled by major infrastructural developments, including enhanced road connectivity, the cloverleaf junction, and the 3.6-km 8-lane tunnel offering faster access from Dwarka Expressway to IGI Airport and key commercial hubs — significantly boosting the area’s appeal for prospective homebuyers as well as investors.
Commenting on Gurugram’s substantial growth as a realty major, Mr. Ashok Kapur, Chairman, Krishna Group and Krisumi Corporation, said, “Gurugram’s housing market continues to thrive and the significant rise in prices seen in last two years is a clear indication of robust demand from both end users and investors. The emergence of Dwarka Expressway as the most sought-after location for premium properties reaffirms the fact that locations with greater connectivity and robust infrastructure consistently remain the preferred destination for real estate activity.”
“Moving forward, Gurugram’s future prospects remain strong, and the city will continue to be among the top real estate markets, with projects having high investor interest and strong end-user demand driven by its strategic location and ongoing infrastructure upgrades,” Mr. Kapur added.
In the second quarter of the year under review, the demand for 3BHKs and bigger apartments constituted around 64% of the total housing demand in Gurugram, reflecting a shift in the preference of homebuyers. Factors like remote work, exposure to world-class offerings from developers, and rising disposable income can be attributed to this evolving trend.
Peerless Hospital Saves 25-Year-Old Woman in Critical Condition with Ruptured Ectopic Pregnancy
Guwahati; 16 July, 2025: Peerless Hospital, one of Eastern India’s leading multi-specialty tertiary care hospitals, successfully saved the life of a 25-year-old woman suffering from a life-threatening ruptured ectopic pregnancy, with haemoglobin plummeting to a dangerously low 2.5 gm%. The patient was brought to Peerless Hospital Kolkata in a critical state after being referred from another hospital when her condition became unmanageable. Under the expert care of Dr. Soumitra Kumar, Senior Consultant – Obstetrics and Gynaecology, Peerless Hospital, and a highly skilled emergency and critical care team, a life-saving intervention was executed with speed and precision.
The young woman arrived at Peerless Hospital Emergency Department with severe respiratory distress and signs of hypovolemic shock — a condition caused by extreme blood loss. Her vital signs were alarming — a pulse rate exceeding 150 beats per minute, a respiratory rate above 35 per minute, and a blood pressure of 100/60 maintained only through intravenous fluids. She was pale, restless, and suffering from anasarca (generalized swelling), with signs of metabolic acidosis, an indicator of severe physiological stress.
The clinical team immediately stabilized her with moist oxygen inhalation and began resuscitation protocols. A detailed history revealed that she had self-administered over-the-counter abortifacient medication following a positive home pregnancy test. Three days of vaginal bleeding had ceased, but her weakness progressed significantly, prompting hospitalization.
An emergency ultrasonography at Peerless Hospital confirmed the presence of a ruptured ectopic pregnancy with hemoperitoneum — internal bleeding within the peritoneal cavity. The patient was rushed to the operating theatre for immediate surgery.
Dr. Soumitra Kumar led the complex procedure under general anaesthesia. A Pfannenstiel incision was made to access the abdomen, and approximately one litre of blood was suctioned. A ruptured right cornual ectopic pregnancy was identified and treated with a right salpingectomy (removal of the right fallopian tube), excision of a haemorrhagic corpus luteal cyst, and meticulous peritoneal toileting to stop further bleeding. The surgery was successful with no post-operative bleeding observed.
Given her critical haemoglobin levels, the patient was transferred to the Intensive Therapy Unit (ITU), where she received five units of Packed Red Blood Cells (PRBC), four units of Fresh Frozen Plasma (FFP), and four units of platelets (RDP). She was extubated the following day and steadily recovered in the ward. On discharge, her haemoglobin had risen to 10.4 gm/dl, and she was stable and alert.
Commenting on the case, Dr. Kumar stated, “This was one of the most critical cases we have handled in recent times. The prompt diagnosis, the readiness of our surgical and ICU teams, and the patient’s resilience helped us save a young life that was moments away from collapse.”
The case serves as a strong reminder against the unsupervised use of over-the-counter medication. Dr. Kumar added, “Self-medication, especially with abortifacient drugs, can be fatal. Medication must only be taken under the supervision of a qualified specialist who is aware of the patient’s full medical history and condition. What seems like a shortcut can result in irreversible consequences.”
Peerless Hospital continues to uphold its commitment to clinical excellence, cutting-edge diagnostics, and compassionate care. This successful intervention reiterates its position as a trusted healthcare leader in Eastern India.
Harnessing Prosperity Through Vastu: The Blueprint for Industrial Success
July 16, 2025: In a rapidly industrializing world, where factories form the backbone of economic growth, a silent but powerful influence is shaping the fate of manufacturing enterprises across India — Vastu Shastra. This ancient Indian architectural science is not just relevant for homes or temples, but also serves as a transformative force for industrial success when applied to manufacturing units.
“Vastu is not superstition—it is a science rooted in natural laws,” says Dr. Raviraj Ahirrao, Co-founder and Chairman at VastuRaviraj. “When correctly applied in factories, it channels energies that enhance productivity, stabilize operations, and ensure long-term growth. A well-aligned industrial unit is more likely to succeed, even in volatile markets.”
Vastu Shastra is a holistic system that harmonizes built spaces with the elemental and directional energies of nature. For factories, its correct implementation helps identify operational risks and offers practical remedies to overcome them. One of the most important considerations is the alignment with cardinal directions. For instance, entrances in the East are known to attract growth-oriented energies. However, it is not just the direction but the precise positioning of the entrance that influences outcomes.
Many industrial units have faced significant setbacks due to neglecting Vastu principles—be it from faulty layouts, misaligned machinery, or incorrect zoning. When applied properly, Vastu ensures that every section—from raw material storage to dispatch—is in sync with natural energy flow, enhancing operational harmony and financial gain.
Achieving this alignment is complex. A Vastu consultant must understand the entire manufacturing process and how each element—machinery, materials, utilities—interacts with directional forces. Hence, only a highly experienced and qualified consultant can create an optimized plan that integrates industrial needs with Vastu guidelines.
Key Vastu Insights for Manufacturing Units Include:
Plot Positioning: Place the factory in the southwest zone with maximum open space in the northeast to encourage positive flow.
Entrance Strategy: Use one of the 8 auspicious entrances from North, East, or Northeast zones to attract continuous wealth and opportunity.
Office & Machinery Layout: Administrative blocks and heavy machinery should be in the southwest; lighter machines in the north and east.
Sacred Spaces: A temple in the northeast should be clean and clutter-free, energized with daily rituals.
Storage: Raw materials are best stored in the south or southwest; finished goods and dispatch areas should be in the northwest.
Utilities: Boilers and maintenance rooms should stay in the southeast or southwest—not the center or northeast.
Vastu Don’ts for Industry:Avoid septic tanks in the northeast and never leave the southwest zone empty. Don’t store raw and finished goods together, park heavy vehicles in the northeast, or construct maintenance rooms in the centre or northeast, as these disrupt energy equilibrium.
By integrating Vastu into industrial planning, businesses can unlock a powerful blueprint for sustainable prosperity, operational balance, and long-term success.
Impact of Post-Pregnancy Cosmetic Surgery
Every year on July 16th, India celebrates National Plastic Surgery Day, recognizing the significant contributions of plastic surgery in various fields, including reconstructive, burn, and cosmetic surgery. Among these, cosmetic surgery has a profound impact on post-pregnancy women who often seek to regain self-confidence and body comfort after childbirth.
By – Dr. Anmol Chugh,Associate Director, Plastics & Aesthetics Centre, CK Birla Hospital
Director, Imperio Clinics, Gurgaon
Physical and Emotional Changes After Pregnancy
Pregnancy and childbirth, while deeply rewarding, can lead to lasting changes in a woman’s body. Many mothers face challenges such as:
- Loss of self-confidenc
- Body image concerns
- Physical discomfort
These issues can affect mental well-being and quality of life, making the role of post-pregnancy cosmetic surgery particularly meaningful for some women.
Common Post-Pregnancy Cosmetic Procedures
1. Breast Surgery
- Concerns: Sagging, loss of volume, and asymmetry are common after breastfeeding.
- Procedures: Breast lift (mastopexy) and augmentation help restore shape and volume, improving confidence and comfort.
- Benefits: Enhanced body image, better fit in clothing, and improved self-esteem.
2. Abdominal Surgery (Tummy Tuck)
- Concerns: Stretched abdominal muscles and loose skin are difficult to address with exercise alone.
- Procedure: Abdominoplasty (tummy tuck) tightens muscles and removes excess skin for a firmer midsection.
- Benefits: Flatter abdomen, improved posture, and reduced physical discomfort.
3. Vaginal Rejuvenation
- Concerns: Childbirth can alter vaginal tissues, affecting sensation and appearance.
- Procedures: Vaginal tightening and reshaping address both aesthetic and functional concerns.
- Benefits: Improved sexual satisfaction, restored confidence, and relief from discomfort.
4. Liposuction
- Concerns: Stubborn fat deposits that resist diet and exercise.
- Procedure: Liposuction removes localized fat, enhancing body contour.
- Benefits: More sculpted appearance and increased confidence.
Psychological and Social Impact
- Restored Self-Esteem: Many women report feeling more like themselves and regaining confidence after cosmetic procedures.
- Improved Quality of Life: Enhanced body image can lead to better mental health and social interactions.
- Not About Societal Pressure: The focus is on personal well-being and embracing post-pregnancy changes, not conforming to external beauty standards.
Considerations Before Surgery
- Personal Choice: Cosmetic surgery is deeply personal and should be considered carefully.
- Realistic Expectations: Understanding potential outcomes and limitations is crucial.
- Qualified Surgeons: Consulting experienced, board-certified plastic surgeons ensures safety and optimal results.
Post-pregnancy cosmetic surgery offers women the opportunity to address physical changes, restore confidence, and improve their overall well-being. It is essential to approach these procedures thoughtfully, prioritizing health, safety, and individual goals.
July Escapes from Jaipur: Discover Heritage, Culture, and Scenic Routes with a 5-City Getaway
16th July 2025: July is the ideal month to escape the summer blues with a culturally enriching getaway. If you’re based in Jaipur, explore five nearby destinations that offer a mix of history, architecture, spirituality, and local charm. Whether you’re planning a family trip, solo escape, or a getaway with friends, this curated list offers something for every kind of traveller.
Traveling from Jaipur to:
Agra: Mughal Magnificence on Display
Located approximately 240 km from Jaipur, Agra is an evergreen favourite, especially during the early monsoon season when the weather is milder and monuments look even more majestic under cloudy skies. Begin your day with a sunrise visit to the iconic Taj Mahal, followed by a tour of the Agra Fort and a peaceful stroll in Mehtab Bagh overlooking the Yamuna River. The next day, explore the Tomb of Itimad-ud-Daulah—often called the “Baby Taj”—and shop for marble handicrafts and leather goods at Sadar Bazaar. For your stay, Hotel Crystal Sarovar Premiere offers comfort and great views, while ITC Mughal is ideal for a luxurious heritage experience. Budget travelers can opt for Hotel Alleviate. Don’t leave without tasting Agra’s famous petha from Panchhi Petha.
Delhi: Where Heritage Meets Modern Buzz
About 280 km from Jaipur, Delhi is an eclectic mix of the old and the new. Spend your first day exploring the majestic Red Fort and devouring local delights during a food walk in Chandni Chowk. On the second day, visit Humayun’s Tomb, India Gate, and Dilli Haat for crafts and cuisines from across India. The final day can be reserved for a brunch in Khan Market after seeing the Qutub Minar. For stays, Bloomrooms @ Janpath offers modern amenities in the heart of the city, while The Imperial at Connaught Place is a great pick for a luxurious colonial-era vibe. Those on a budget can explore friendly hostels like Backpacker Panda in Greater Kailash. Whether you’re in the mood for museums or markets, Delhi has something to delight every kind of traveler.
Kota: Riverside Calm and Cultural Charm
Often overlooked, Kota is a charming destination about 250 km from Jaipur, located along the Chambal River. Begin with a visit to the peaceful Jagmandir Palace and then enjoy a quiet evening walk in the lush Chambal Garden. The next morning, head to Seven Wonders Park for a quirky photo-op and stop by the Government Museum for a dose of history. Boating on the Chambal River during early monsoon is particularly soothing. Stay at Country Inn & Suites by Radisson or Hotel Lilac for a mid-range experience, or check in to Hotel Surya Royal for a budget-friendly stay. Don’t forget to browse through local Kota Doria textiles for a cultural souvenir.
Fatehpur Sikri: The Silent Mughal Capital
A little over 200 km from Jaipur, Fatehpur Sikri makes for a perfect one-day heritage trip steeped in history. This UNESCO World Heritage Site was once the capital of the Mughal Empire under Akbar and is home to architectural marvels like Buland Darwaza, Diwan-i-Khas, Panch Mahal, and the revered Dargah of Salim Chishti. Start early to avoid the heat, and enjoy a traditional Rajasthani lunch at one of the local dhabas on the way back. Though overnight stays are not necessary, nearby Agra offers several accommodation options should you want to extend the trip.
Deoli: A Quiet Break Amid Rustic Charm
If you’re craving peace and a slower pace, head to Deoli, about 160 km from Jaipur. This lesser-known gem offers temple visits, scenic village ponds, and simple rural beauty that’s perfect for unwinding. Spend your first day exploring ancient shrines and strolling through Deoli’s traditional markets. On the second day, enjoy a hearty Rajasthani breakfast and visit nearby havelis before heading back to Jaipur. Accommodation options here are limited but cosy—Hotel Rajlaxmi Palace is a reliable pick. Try a thali at a local eatery for a wholesome, earthy dining experience.
Getting there: Choose the green and sustainable mode of transport NueGo. NueGo is a premium AC electric bus service offering daily departures from Jaipur to Agra, Delhi, Kota, Deoli, and more—at pocket-friendly fares starting from just ₹399.
NueGo Buses are 100% green. These are electric AC buses with innovative technology and zero tailpipe emission. They offer noiseless travel and are safe and comfortable with features such as live tracking, CCTV surveillance, mobile charging point, ample leg space, reclining seats and much more.
Customers & Fans Gather in Bengaluru as Nothing Phone (3) Drops at Global First Event Bengaluru
Bengaluru, July 15, 2025 – London-based consumer technology brand Nothing successfully hosted an exclusive Drop Event at UB City, Bengaluru on July 12, marking the world’s first retail availability of its first-true flagship, the Nothing Phone (3). The event offered Indian consumers an opportunity to purchase the device ahead of its global open sale, reinforcing India’s position as a key market for the brand.
The event witnessed an enthusiastic turnout, with a large crowd gathering well before the gates opened, reflecting the excitement and buzz around the launch. In a first-of-its-kind offering, customers who purchased the Nothing Phone (3) also got their hands on the newly launched Nothing Headphone (1).
Designed to celebrate community and innovation, the evening featured live music by DJ Bombie, product demos, hands-on experience zones, and a series of interactive challenges, where select winners received exclusive goodies.
The Nothing Phone (3) brings a bold new expression to the smartphone category. Powered by the Snapdragon 8s Gen 4 chipset, Nothing OS 3.5 based on Android 15, a high-capacity 5500 mAh battery, 65W fast wired charging, 15W wireless charging, and IP68 water and dust resistance. The device reflects Nothing’s signature design philosophy in a new form factor with an evolved Glyph Matrix and refined aesthetic.
Also showcased were the Nothing Headphone (1), the brand’s over-the-head -premium audio offering, combining high-end engineering co-developed with KEF.
The Nothing Phone (3) will be available for sale across India starting July 15, 2025, via Flipkart, Flipkart Minutes, Vijay Sales, Croma, all leading retail stores and Nothing’s official website.
Rockwell Automation Collaborates with Axtel to Modernize Chocolate Moulding Line and Spice Blending Processes
15 July, 2025: Rockwell Automation, Inc., the world’s largest company dedicated to industrial automation and digital transformation, has worked with Axtel Industries Limited, a specialist in engineering process systems for the food & beverage industry, to upgrade its’s chocolate moulding and spice processing systems. By integrating Rockwell’s innovative motion and process control systems, safety, and advanced diagnostics solutions, Axtel has achieved greater precision, efficiency, and consistency in chocolate moulding line and spice processing, while improving safety and sustainability.
Axtel developed a fully automated chocolate moulding line using Rockwell Automation’s Kinetix® 5700 servo drives and Integrated Architecture® safety solution. For spice mixing solution, it leveraged Rockwell’s advanced ControlLogix® processor and PlantPAx® system to create fully automated ingredient management system.
Speaking about the relationship, Ajay Desai, executive director, Axtel Industries, said: “In the last 30 years Axtel and Rockwell Automation have collaborated on countless projects and provided sustainable automation solutions to customers. We continue to invest robustly in such technologies and shall continue doing so in future.”
Dilip Sawhney, managing director, Rockwell Automation India, added: “We always strive to empower our customers to innovate and achieve excellence. We value our longstanding relationship with Axtel and applaud their success in developing world-class machines.”
For operational excellence, Axtel leveraged Rockwell’s Integrated Architecture® consisting of GuardLink® 2.0 and Kinetix® 5700 servo drives system to enhance safety and efficiency. As a result, Axtel achieved the PLd Safety Performance Level in its manufacturing solutions. This accomplishment has made Axtel-manufactured machines and process plants safer and more sustainable.
The traditional process automation technology used by Axtel had limited capabilities, where different stock-keeping units (SKUs) were required from a single chocolate moulding line. This complex chocolate moulding processes, which involve filling and book moulding, for multiple SKUs on single moulding line required high levels of accuracy, precision, and efficiency.
In spice processing, Axtel had a need for enhanced reporting capability as the evolving market dynamics demanded a better compliance, operational efficiency, quality control, and safety. With the fully automated ingredient management system, managing multiple ingredients, including small and micro, while ensuring data integrity has significantly supported the manufacturing process for spice processors. This automation has improved both precision and efficiency, enhancing the quality and consistency of the final product.
Anmol Industries Spreads Joy at Rath Yatra 2025 in Durgapur with a Flavorful Showcase
Durgapur: 15th July 2025: Anmol Industries Limited marked its enthusiastic presence at the grand Rath Yatra celebrations held in Durgapur, West Bengal, from June 27 to July 15, 2025. As part of one of the most culturally significant and widely celebrated events in the region, Anmol connected with thousands of devotees, families, and festival-goers by showcasing a wide range of its delicious and trusted products.
The vibrant Anmol stall at the Yatra grounds became a buzzing point of interaction, delighting the crowd with tastings, samplings, and brand engagement. Visitors had the opportunity to experience some of Anmol’s most popular offerings, including Romanzo, the indulgent chocolate-layered snack; Top Royale, a premium buttery cheese cracker; Dream Lite, the perfect guilt-free biscuit for health-conscious consumers; Thin Arrowroot, a light and digestive favorite; E-Time, an energetic snack for anytime hunger; and the always-favored Swiss Roll, a creamy soft delight for every age group.
The event served as a perfect platform to blend tradition with taste, offering consumers a memorable festival experience through Anmol’s flavorful portfolio. The initiative not only amplified brand visibility in eastern India but also reinforced Anmol’s emotional and cultural connect with the people of West Bengal.
Speaking about the brand’s participation, Mr. Aman Choudhary, Executive Director – Marketing, Anmol Industries Limited, said, “Rath Yatra in Durgapur is a celebration of devotion and community spirit. At Anmol, we believe in being a part of the moments that matter most to our consumers — festivals like these are a perfect reflection of that. Showcasing our products like Romanzo, Top Royale, Dream Lite, Thin Arrowroot, E-Time, and Swiss Roll at this occasion enabled us to engage with our audience in a heartfelt and meaningful way. We are proud to have been a part of this celebration and look forward to more such cultural partnerships.”
Through its active presence at Rath Yatra Durgapur 2025, Anmol reaffirmed its commitment to bringing joy, flavor, and innovation into everyday lives, continuing its journey as one of India’s most loved packaged food brands.
Ramky Infrastructure Begins Debt-Free Growth Journey After Fully Repaying INR 3,859.81 Crores
Mumbai, India – July 15, 2025 – Ramky Infrastructure Limited has achieved a significant milestone in its corporate journey, becoming one of the few Indian companies to successfully execute a Restructuring Exit Agreement (REA) with its lenders. The company had earlier entered into a Restructuring Agreement (RA) on June 12, 2015, to reorganize a total debt of INR 3,859.81 crores, comprising both term loans and working capital facilities. The restructured term loans were fully repaid by June 2019.
Subsequently, on July 11, 2025, Ramky Infrastructure and its lenders formally executed the REA. As a result, all working capital facilities are now classified as regular and standard by the lenders.
This milestone reflects the company’s resilience and prudent financial management. With no outstanding term loans and a successful exit from the restructuring framework, Ramky Infrastructure is now well-positioned to improve both its external credit ratings and internal bank assessments, thereby strengthening its overall financial profile
“We are proud to announce this significant milestone, which reflects the unwavering dedication of our team and the steadfast support of our stakeholders,” Mr. Y.R. Nagaraja, Managing Director, Ramky Infrastructure Ltd said. “Entering REA not only fortifies our financial position, but also empowers us to aggressively pursue our strategic objectives in the rapidly expanding sustainable infrastructure market. We are committed to delivering enhanced value to our shareholders and contributing to India’s infrastructure development. We extend our sincere gratitude to all the shareholders, investors, lenders, auditors, and other internal and external stakeholders for their invaluable and continued support.”